Telecom · 07/18/2025

In 2025, nine broadband providers in the U.S. launched new pricing packages. Users can opt for online, customer service, or in-store options for setting up broadband, with fast and economical services becoming popular. For instance, AT&T offers a 1000M broadband package for $80 per month, including free equipment and installation. This presents a great opportunity for households to save on expenses, making it worth noting and considering.

Insurance · 07/21/2025

This article provides a guide for choosing and purchasing health insurance in the United States, analyzing the importance, types, and target demographics of health insurance. It emphasizes key factors such as personal situation assessment, plan comparison, and the selection of insurance brokers, offering practical advice to help readers find suitable health insurance to manage high medical costs and ensure future health coverage.

Culture · 07/21/2025

This article delves into the multicultural and social customs of the United States, covering various aspects such as communication styles, family structures, and health beliefs. It emphasizes the importance of understanding and respecting other cultures while providing practical advice on how to adapt and integrate into American society. By analyzing the distinctive features of American culture, it reveals the differences in interactions and living conditions among people from diverse cultural backgrounds, offering valuable insights and assistance for expatriates living in the U.S.

Taxation · 07/18/2025

FATCA is a law enacted by the U.S. government to ensure the declaration of overseas assets and income. All U.S. citizens and permanent residents must report their foreign accounts to the IRS, and financial institutions are required to provide relevant data. Failure to report may result in substantial penalties. This policy aims to enhance tax transparency and safeguard national tax revenue.

Education · 02/07/2023

This article systematically analyzes the characteristics of different types of schools within the U.S. K-12 education system, including public schools, magnet schools, charter schools, private schools, religious schools, schools with specific teaching methods, boarding schools, and language immersion schools. It aims to help parents better understand educational options and find the most suitable learning environment for their children. Factors such as location, curriculum, and costs should be

Education · 06/29/2025

This article explores the potential dissolution of the U.S. Department of Education and its implications for the education system. It points out that such a move could lead to a restructuring of education funding and regulation, particularly affecting students from low-income families. While executive orders aim to undermine the department's functions, a complete dissolution would require congressional legislation, which is unlikely to happen in the short term. State education departments need

Taxation · 07/18/2025

This article provides a detailed analysis of the characteristics and differences between the Individual Retirement Account (IRA) and Roth IRA in the United States. The IRA originated in 1974 and offers tax benefits for individuals saving for retirement, allowing participants to join voluntarily. Compared to a 401k, IRA offers more flexibility in investment choices but has contribution limits and tax obligations upon withdrawal. The article also discusses the tax deduction limitations of

Finance · 07/21/2025

For immigrants over the age of 45, proper retirement planning is crucial. In the U.S., retirement income primarily comes from Social Security, 401(k) plans, and annuities. Each method has its unique advantages, and a well-balanced combination with early planning can ensure future financial stability. Adapting to changing needs and tax situations is essential to achieving economic independence and improving quality of life.

Education · 07/18/2025

This article explores the multifaceted considerations involved in selecting private middle and high schools in the United States. It covers aspects such as school type, tuition fees, teaching quality, curriculum, and learning environment. Specific case studies of Blair Academy and Kate School are provided, showcasing how platforms like FindingSchool assist students and parents in making effective horizontal comparisons of schools to make suitable educational choices.

Insurance · 07/18/2025

This article analyzes car and home insurance in the context of student life in the United States, emphasizing the importance of making informed choices regarding insurance and the factors influencing those decisions.

Education · 07/18/2025

This article explores the multidimensional comparison of private middle and high schools in the United States, assisting families in selecting a school that meets their educational needs. By considering boarding and day options, ratings, geographic location, and curriculum, parents and students can make informed decisions among various institutions. Excellent schools like Blair Academy and Phillips Academy in Boston, California, and New York offer students expansive opportunities and potential

Transportation · 07/17/2025

This article provides a comprehensive overview of the various aspects of parking regulations in the United States for 2025. It covers the types and meanings of parking signs, color codes for curbs, methods of paid parking, regulations for parking lots, common no-parking zones, and how to handle parking fines. Additionally, practical advice is offered for novice drivers and international students.

Taxation · 07/15/2025

This article presents various statistical data about the U.S. tax system, covering information on corporate taxes, personal income taxes, and charities. These data provide important insights into tax policies and their impact on life and the economy.

Insurance · 07/17/2025

This article provides a comprehensive analysis of the healthcare insurance system in the United States, exploring various options such as employer-sponsored plans, government subsidies, and individual insurance, along with their advantages and disadvantages. Given the high cost of healthcare in the US, understanding the insurance system is crucial for new immigrants. Obtaining insurance through employers, government, or individual means is an essential step for ensuring a secure life, and a deep

Finance · 10/04/2023

As of September 2023, the US economy remains resilient despite undergoing 525 basis points of interest rate hikes, even as multiple recession warning indicators continue to signal caution. The current economic cycle is in the late expansion phase, primarily supported by consumer spending and government investment. Compared to 2008, both corporate and household balance sheets have improved, creating potential for growth. However, the future trajectory remains complex, and it is crucial to closely monitor changes in various economic indicators.